high quality, Success, Uncategorized
You see that grass to grace story? The one where someone starts from nothing, hustles their way up, and ends up giving TED Talks about how to “never give up”? E sweet die! Everybody loves a good perspire to acquire story. And if you ask many small business owners, they’re all waiting for their own turn to blow.
You go hear things like:
“It’s all in the mind, o! If you want to climb Mount Everest, just see it in your mind first!”
But let’s be honest—are they wrong?
For a real hustler trying to get their business and dreams off the ground, mindset na everything. You don hear am before—”All things are created twice, first in the mind.” That’s the truth! A success mindset puts things in perspective and makes sure you don’t just roll over and accept “na so life be.”
But abeg, mindset alone no go carry you anywhere. E no go put food for table, e no go pay rent, and e no go make customer drop money for your business. If you really wan hammer, you need three things:
- Credit – Your financial reputation, your “who sabi you?” in the money world.
- Capital – The fuel that keeps your business running and growing.
- Courage – The thing that makes you take risks, push through wahala, and keep grinding even when e choke.
If you get these three things, you go different from those wey just dey hustle without direction. Oya, let’s break them down!
Credit – Your Financial Street Credibility
No be “borrow pose” we dey talk about here. This credit wey we mean na your financial reputation. It’s what tells lenders, investors, and suppliers whether they can trust you. Many entrepreneurs no send credit history until one day dem go need urgent loan, and banks go dey form “who you be?”
If you never hear am before, hear am now—your creditworthiness na your financial reputation. The same way you build your name as a trustworthy person, na so you build your financial trust. If your credit history clean, borrowing money go be like taking chilled pure water, but if e dirty? My dear, pele o!
Having good credit means:
✅ Access to bigger loans and better terms.
✅ Lower interest rates (because lenders no go dey fear to give you money).
✅ More business opportunities (because you sabi manage your financial life).
A lot of business owners ignore this part until they need urgent money, then wahala go start. They will now start asking, “Abeg, e get who fit guarantee me for small loan?” But if you build your credit reputation early, you no go ever stress.
Na small but mighty tip: Separate your personal and business credit! Many business owners mix them up, and before they know it, their personal account don join the hustle. Don’t make that mistake! Also, always pay your loans on time unless you wan turn to customer wey bank dey pursue like loan defaulter.
Capital – The Money to Make Money
Ehn ehn, so you get the best business idea wey go shake the world? Awwwwwn, so sweet! But my dear, without capital, na “God when?” you go dey shout.
Capital na the fuel wey go keep your business moving. No matter how great your idea be, if money no dey, the dream fit just remain for your mind like unfulfilled New Year resolution.
Where you fit get capital?
💰 Your savings – If you’ve been smart with money, this fit be your first go-to.
💰 Side hustles – Use one hustle fund another.
💰 Business loans – No stress, MarketMonie dey for you to help you secure funding without all those unnecessary bank wahala.
And let’s not lie—everybody for this Naija get one or two money wahala. Business owners know say nothing dey pain like opportunity wey show but you no fit grab am because capital no dey.
That’s why smart hustlers dey look for alternative sources of funding instead of waiting till their account balance dey sing “zero alert.” MarketMonie dey offer business loans for small business owners, making sure you no go hear “no money, no business.”
But listen well: No go misuse your capital! Some people go get business loan today, next week dem don buy latest iPhone. Business never stand, you don dey chop profits wey never even come. That one na premium self-sabotage!
If you handle your capital well, e go handle you back with steady profits.
Courage – The Real Big Boy Energy
Forget credit, forget capital—without courage, nothing dey move! You fit get all the money in the world, but if fear hold you down, your business go just dey like generator wey dem never on.
Every entrepreneur go reach one point where dem must take risks—no be if, na when. And risk na risk, no matter how small. If e go well, we move! If e no go well, we go again!
Big businesses today? Dem don fail before. The difference? Courage to try again.
You fit hear things like:
🔹 “Market bad o, make I just wait small before I expand.”
🔹 “I don try once, e no work, make I no stress myself again.”
🔹 “What if customers no go like my product?”
My dear, fear na dream killer. If you no take that bold step, somebody else go do am before you, and you go dey regret. Every big business wey you see today—whether na Dangote, Jumia, Konga, or GTBank—all of them take risks to grow.
Na why dem say, “Hustlers no dey gree for anybody.” If setback show, na comeback dem dey plan. If opportunity show, na to grab am sharp sharp. Hustlers sabi say even when money no dey, MarketMonie still dey to support them.
So the question is, do you have the hustler’s mindset?
📞 Call: (+234) 913 – 6000 – 833
📧 Email: info@marketmonie.com
Make we move your hustle to the next level!