So, you’ve taken the bold step to become an entrepreneur? Congratulations, boss! But before you start popping champagne and calling yourself “CEO”, just know that business life comes with premium shege. And one of the biggest wahala you may face? Money.

No matter how gingered you are, there will be moments when capital may show you pepper—whether it’s expanding your hustle, entering new markets, or just upgrading your equipment to stay ahead. E fit touch you.

But don’t panic. You’re not alone, and you’re certainly not the first person to experience it. That’s exactly why Market Monie has created flexible business loan options designed just for people like you. We’re not just here to give loans; we’re here to provide the right financial solutions for whatever stage your business is in.

If your business is leveling up, here are some key financing solutions you can explore:

1) Business Loans – No Long Talk, Just Growth Money

This is the bread and butter of Market Monie. Need cash to scale up? Want to buy new equipment? Looking to boost production? This is for you.

A business loan is a type of term loan—meaning you borrow a set amount, agree on repayment terms, and pay back over time. Simple. Market Monie even makes it easier with flexible repayment plans and interest rates that won’t make you cry. Whether you need funds for working capital or big expansions, we got you.

2) Lines of Credit – Take What You Need, When You Need It

This one is for people who like chop small, come back for more. Instead of taking one big loan at once, you get a set credit limit and can borrow from it as needed. Once you pay back, you can borrow again.

But here’s the catch—your creditworthiness matters. If you have a history of borrowing money and disappearing like AM radio, this one might not be for you.

The biggest advantage? You only pay interest on the money you actually borrow. No need to be paying interest on cash you didn’t even use.

3) Equity Financing – Bring Investors, Share the Cake

Think of your business like a jigsaw puzzle. You have the vision, but you don’t have all the pieces. Instead of waiting forever, why not bring in people who have the missing pieces?

This is what Equity Financing is about. Investors (aka angel investors or venture capitalists) put money into your business in exchange for a piece of it. If the business succeeds, you all chop together. If not, nobody is dragging you to refund their money.

No loans, no debt—just business partnerships that can take you to the next level. But be ready, because these investors will now have a say in your business.

4) Revenue-Based Financing – Investors That Chop When You Chop

This one is like Equity Financing, but with a twist—your investor will get their money back. Instead of owning a part of your business, they invest in you, and you pay them back based on your revenue.

If you make more money this month, they get more. If business is slow, they wait. No fixed monthly wahala—just flexible payments based on how well your business is doing.

The best part? You remain the full owner of your business. No sharing of control, no dilution of power—just pure financial support that allows you to grow.

Oya, What’s Next?

All these options come with their own pros and cons, so it’s important to sit down, reason am well, and choose the one that best suits your business goals. But no matter which one you go for, Market Monie is here to support your growth.

📞 Call us now: (+234) 913 – 6000 – 833
📧 Email us: info@marketmonie.com

Don’t let money wahala slow you down—take your business to the next level today!

Business, high quality, Success

Mindset Shifts for Market Success

By marketmonie on

February 17, 2025

- Business, high quality, Success

If your business was a person, would it be dancing shaku shaku in confusion or moving like a boss with confidence? The truth is that some traders are just rearranging goods on their tables, not really selling anything. But not you, well not after today.

Dear trader, if you want to see real market success, your mindset needs to wear correct agbada, not tying wrapper that shifts at every small breeze of wahala.

This is 2025! Let’s upgrade your market mentality!

1. Stop Treating Your Business Like a Side Chick

Some traders behave like their business is on probation—today they are serious, tomorrow they vanish like NEPA light. If you treat your business like an afterthought, customers will treat it the same way. Now the mindset shift is to take your business seriously. Be consistent. Show up daily, improve your service, and make your customers see you as reliable.

2. Stop Spending Your Profit Anyhow

Some traders make money and before you say “Market Monie,” they’ve used everything to buy Asoebi or do birthday giveaways on WhatsApp. Ah! How will the business grow like that na? You should separate business money from personal money. Profit is not for flexing; it’s for reinvesting. Even if you must enjoy small, let your money first work like an apprentice before you start paying it salary.

3. You are Not Doing Your Customers a Favor

Don’t be a trader who is always frowning and acting as if customers are begging you to sell your market. Ogbeni, it’s a market, not a government office—loosen up a little, customers are your biggest asset. If you treat them well, they will treat your pocket well. Be friendly, be patient, and stop acting like the money is entering your neighbor’s account.

4. Prices Are Not Fixed Like Cement Blocks

Some traders will chase customers away because they refuse to remove ₦50. What’s the gain in holding onto price when you can adjust small and still make profit? Business is about strategy, not stubbornness.

5. Packaging Is Not a Crime—Make Your Business Look Good

Some traders believe, “My product is good, why should I bother about packaging?” But see ehn, even suya sellers now put their meat inside fancy paper wraps! Make your business attractive. Arrange your goods well. Even a small nylon bag with your name on it can make a difference. People love to buy from businesses that look professional, even if it’s just pepper and tomatoes.

6. No Business Grows Without Capital—Stop Managing Like That

If your business is always in a financial coma, struggling to breathe, maybe it’s time to inject capital instead of managing like an old generator. Growth requires you to either invest in more stock, better equipment, or shop expansion. Instead of waiting for a miracle, why not take a loan designed for traders like you? With Market Monie, you get access to quick and flexible loans that help you buy more goods, meet customer demands, and increase your profits.

Carry Your Market with Sense!

A business that does not grow is a glorified hobby. If you want real success, upgrade your thinking, upgrade your hustle. The difference between a struggling trader and a successful one is not jazz—it’s strategy and mindset. So, shine your eye, fix your mentality, and let’s make this year your best market year yet! Call (234) 913-6000-833 to get started.

Business, high quality, Success, Uncategorized

Resilience to Growth: Financing Solutions for Small Businesses on the Rise