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Products &
Services

Credit Offerings
Through the provision of swift and seamless credit solutions, Market Monie offers three distinct 
credit offerings tailored to suit the varying needs of MSMEs:
MarketMonie Daily Loan

Marketmonie Daily Loan Product is a financial initiative tailored specifically for petty traders who generate daily income from their businesses. This innovative product is structured on a group (union) methodology, making it both accessible and manageable for small business owners.

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MarketMonie Weekly Loan

The Market Monie Weekly Loan Product is a groundbreaking financial solution tailored to support micro entrepreneurs, market women, self-help groups, and associations actively engaged in business. Designed with the unique needs of these individuals in mind, this innovative loan product leverages a group (union) methodology to foster financial inclusion and growth.

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MarketMonie Monthly Loan

The Market Monie Monthly Loan Product, a customized financial solution crafted to address the specific needs of Small and Medium Enterprises (SMEs). This innovative loan product offers business owners a swift, transparent, and efficient way to access the financing they need to drive growth and success.

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Marketmonie
Daily Loan 
Marketmonie Daily Loan Product is a financial initiative tailored specifically for petty traders who generate daily income from their businesses. This innovative product is structured on a group (union) methodology, making it both accessible and manageable for small business owners.
The Marketmonie Daily Loan Product is a robust financial solution aimed at empowering petty traders by providing them with the necessary capital to grow their businesses. Its unique group methodology and flexible repayment plan make it an ideal choice for traders looking to enhance their business operations while managing their finances efficiently.

How It Works

Group (Union) Methodology

- Union Formation: A union consists of a self-selected group of individuals who each access loans individually but provide collective guarantees for one another.

- Group Guarantees: Each member of the union acts as a guarantor for the other members, creating a supportive and responsible borrowing environment.

Loan Amount and Interest

- Loan Range: Traders can access loan amounts starting from as low as N20,000 to as high as N500,000.

- Interest Rate: The loans are provided at a low-interest rate, making them affordable for daily income earners.

Repayment Structure

- Daily Repayments: Borrowers make repayments daily from Monday to Friday, aligning with their income flow and ensuring ease of payment.

- Weekend Breaks: To accommodate the traders' schedules and reduce repayment stress, clients are given breaks from repayments on weekends.

Benefits of Marketmonie Daily Loan Product

Accessibility: The product is designed to cater to the financial needs of petty traders who might not have access to traditional banking loans.

Flexible Repayment: With daily repayments and weekend breaks, the repayment plan is flexible and tailored to the traders' income patterns.

Group Support: The union methodology not only provides financial support but also fosters a sense of community and mutual responsibility among traders.

Eligibility and Application Process

Form a Union: Traders need to form or join a self-selected group of individuals who will act as guarantors for each other.

Apply for the Loan: Each member of the union can then apply for a loan individually, with the collective guarantee of the group.

Loan Disbursement: Once approved, the loan amounts are disbursed to the individual traders.

Start Repayment: Traders commence daily repayments from Monday to Friday, taking advantage of the weekend breaks to ease the repayment process.

Marketmonie
Weekly Loan 
The Market Monie Weekly Loan Product is a groundbreaking financial solution tailored to support micro entrepreneurs, market women, self-help groups, and associations actively engaged in business. Designed with the unique needs of these individuals in mind, this innovative loan product leverages a group (union) methodology to foster financial inclusion and growth.
This innovative loan product is designed to provide the financial flexibility and support needed to help individuals and groups thrive in their business ventures. By fostering a collaborative approach and aligning with the unique needs of micro entrepreneurs and market women, the Market Monie Weekly Loan Product stands as a valuable tool for economic empowerment and growth.

Group Structure

The loan is structured around a group format, where members form a cohesive unit of 5-10 individuals. This collaborative approach enhances accountability and mutual support among members.

Weekly Repayment

To align with the cash flow patterns of micro entrepreneurs and market women, the loan features a flexible weekly repayment schedule. This allows borrowers to manage their finances more effectively and stay on top of their loan obligations.

Tailored for Active Businesses

The product is specifically designed for individuals and groups that are actively engaged in business. This ensures that the loans are utilized for productive purposes that drive business growth and development.

Support for Self-Help Groups

By focusing on self-help groups and associations, the Market Monie Weekly Loan Product promotes collective financial empowerment. It provides a platform for groups to access funding, share resources, and achieve common economic goals.

Accessible and Inclusive

With a focus on micro entrepreneurs and market women, this loan product aims to bridge the gap for those who may face barriers accessing traditional financial services. The group methodology helps mitigate risks and provides a support network for borrowers. An individual can also access this product by providing a creditworthy guarantor.
Marketmonie
Monthly Loan 
Financing for Small and Medium Enterprises
The Market Monie Monthly Loan Product, a customized financial solution crafted to address the specific needs of Small and Medium Enterprises (SMEs). This innovative loan product offers business owners a swift, transparent, and efficient way to access the financing they need to drive growth and success.
The Market Monie Monthly Loan is here to provide SMEs with the financial flexibility and support necessary to thrive. With our dedication to excellence and client satisfaction, you can confidently move forward with a partner that understands and meets your business needs.

Bespoke Financial Solution

Designed with the unique requirements of SMEs in mind, the Market Monie Monthly Loan provides tailored financing that aligns with your business's individual needs and industry specifics.

Quick and Efficient Access

Our streamlined process ensures that you can access the loan products swiftly and without unnecessary delays. Experience a seamless application and approval process that respects your time and business operations.

Transparent Service

We prioritize clarity and openness in all our transactions. Our commitment to transparency means you will have a clear understanding of loan terms, conditions, and repayment schedules from the outset.

Global Expertise

Leveraging our international standards and extensive global expertise, we deliver the highest quality service and support. Our proven track record ensures you receive reliable and professional financial solutions.

Simple Requirements

To qualify, all that is needed is an existing, viable business. We focus on supporting businesses that are actively operational and poised for growth.
Deposit Solutions
Our deposit products are tailored to empower our customers and meet their diverse financial needs. Market Monie offers three distinct deposit solutions to fulfill these needs:
Express Savings

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Flex Savings

The Market Monie Weekly Loan Product is a groundbreaking financial solution tailored to support micro entrepreneurs, market women, self-help groups, and associations actively engaged in business. Designed with the unique needs of these individuals in mind, this innovative loan product leverages a group (union) methodology to foster financial inclusion and growth.

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Fixed Deposit

The Market Monie Monthly Loan Product, a customized financial solution crafted to address the specific needs of Small and Medium Enterprises (SMEs). This innovative loan product offers business owners a swift, transparent, and efficient way to access the financing they need to drive growth and success.

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Key Features of
Express Savings

  • Flexible Contribution Frequency

  • Interest-Free Savings

  • Withdrawal Flexibilty

Key Features of
Flex Savings
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Requirements

  • Savings sign up form

  • Bank Verification Number (BVN)

  • 1 Passport photograph

  • N500 for savings card

  • Valid means of Identification

Key Features of
Fixed Deposit

  • Fixed-Term Deposit

  • Withdrawals: Allowed before end date, but customers forfeit interest on any remaining tenure

  • Interest Payment: Monthly or at the end of the term

  • Minimum Tenure: 6 months

  • Minimum Investment Amount: NGN 500,000